FREE GUIDE FOR FORMER FEDERAL EMPLOYEES APPROACHING RETIREMENT

Your Federal Retirement May Still Be Waiting.

Are you claiming what's yours?

If you left federal service with at least 5 years of FERS service, you may still qualify for a deferred or postponed retirement — even if you left years ago. This free guide explains both options in plain language and shows you how to claim what you may be owed.

In this free guide, you'll learn:

  • The difference between deferred and postponed FERS retirement
  • Whether you qualify for one (or both) of these options
  • How to keep your FEHB and FEGLI in retirement
  • The one mistake that permanently forfeits your benefits

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Why You Can Trust This Guide

Crystal J. Robinson

Crystal J. Robinson

CEO, Federal Retirement Resolutions

Crystal has spent more than 35 years inside the federal benefits and retirement administration system. She founded Federal Retirement Resolutions to help current and former federal employees navigate retirement decisions with clarity — and to make sure they don't leave benefits they earned on the table.

She wrote this guide because she's seen too many former feds walk away from retirement benefits they didn't know they qualified for. It distills the questions she answers most often in one-on-one consultations into a single, plain-English resource.

For federal employees ready to apply for their retirement, FRR provides Retirement Package Preparation — hands-on assistance completing the application package, whether you're filing online through ORA or by paper. This guide is the introduction to her work.

"Crystal Robinson provided exceptional guidance throughout my entire federal retirement process. She expertly handled all my retirement paperwork, ensuring a flawless and stress-free transition after 22 years of federal service. Her knowledge, professionalism, and attention to detail made all the difference."

— Michael Parks, DHS/TSA/FAMS

What's Inside the Guide

A plain-English breakdown of your FERS retirement options — written for former federal employees, not bureaucrats.

Deferred vs. Postponed Retirement

Understand the key differences between both options and which one may apply to your situation.

Eligibility Requirements

Find out whether you qualify for one or both options based on your years of service and separation date.

Keeping Your FEHB & FEGLI

Learn how to preserve your federal health and life insurance coverage into retirement.

The Mistake You Can't Undo

Discover the one action that permanently forfeits your right to a future annuity — and how to avoid it.