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DOWNLOAD THE GUIDEAvailable if you separated with at least 5 years of creditable civilian service. Annuity typically begins at age 62.
Available if you met MRA with 10+ years of service. This may allow you to reinstate valuable FEHB health coverage.
If you take a refund of your FERS contributions, you permanently forfeit all rights to a future annuity. This is irreversible.
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